Bob asked: I need to be able to receive payments electronically, and I don’t have a merchant or credit card account set up. Is there some way I can get paid? Answer: Yes, getting paid is good, and there a lot of online options for getting paid these days. One of the most popular is to use PayPal. You go to Paypal’s site (www.paypal.com), sign up for an account and you can get paid online or using a credit card. Taking full advantage of all the features that PayPal offers takes some effort, but you can certainly take credit cards …