Regarding Mr. Lown’s remarks that “It’s offensive to think that poor people are paying to defend these formerly rich people in order to get restitution for other rich people,” we find that Mr. Lown is himself offensive and has obviously not done his homework on the investors (victims) in this case. To the best of our knowledge, few, if any, of these people are “rich people,” but instead would fall in the category of hard-working people who, after paying their taxes, supporting their families, contributing to charities, and (if anything was left) saved for their own retirement. Investment with Gold …