Recently, a prospect contacted our offices for a comparison of investment values since Oct. 9, 2007 (last U.S. market highs as tracked by the S&P 500) versus values of today. His portfolio was in U.S. Government Bonds, and he tried to “pitch” their apparent “safety.” He had no performance records prior to that infamous day nor did he seem concerned about the very different economic and market dynamics of today. Bonds are like a glorified “IOU.” The “full faith and credit” of our government backs a guarantee to pay investors back their principal by a certain date with set interest. …