Carol Ward has been named executive vice president and chief risk officer for TriCo Bancshares, the parent company of Tri Counties Bank, based in Chico.She was appointed June 11 to oversee enterprise risk. It's a broad term that embraces "the impact of all risk associated with the decisions of the bank and assures that we are complying with all laws and regulations," bank President and CEO Rick Smith said.Ward will be responsible for evaluating how the decisions made in different banking departments impact each other, Smith added. It's a way of checking bank operations in advance of federal audits to …